New program could lower number of uninsured Texas drivers

By Holley Nees - bio | email
Posted by Ellen Krafve - email

LUFKIN, TX (KLTV) - "Well, I've been an agent for 20 years, and not much has changed," said Farmers Insurance Agent Mary Shanklin. "People still drive without insurance."

Some drivers will buy insurance and get a card, but then stop payment. So, while their card is valid for six months, they really don't have coverage. It's something law enforcement is trying to stop.

"What the database has done is allowed law enforcement officers the ability to determine whether a vehicle is covered under insurance or not," said Department of Public Safety Trooper Jean Dark.

TexasSure is a program that uses several criteria, like your license plate and liability insurance policy, to connect every registered vehicle in the state so law enforcement can immediately verify if you are driving without insurance. Some are confident the new system will work.

"You will see more people that will have legitimate insurance coverage than we've seen before," Dark said.

However, Shanklin is skeptical.

"I understand there's some new software out, where the officer can check a card," Shanklin said. "But, that still doesn't keep people from driving without insurance."

She said her company does everything they can to help people keep up their payments.

"We make it as easy as possible, but in this economy and really not this economy, I'm not seeing that much," Shanklin said. "It has always been this way. People play the system and it's dangerous."

The law only requires you to have insurance to cover other drivers. And, with or without the new program, Shanklin said it's best to be covered.

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